Raghav Malhotra, founder and director of PRIME Developments, said, “The real estate sector is hopeful with the RBI’s August 2025 repo rate decision on keeping the rates unchanged at 5.50%. It will provide confidence in home loan EMIs, enhancing affordability for first – time buyers and fuelling festive season demand. This would drive project launches and completions, aligning with heightened Diwali demand. Given a stable inflation and GDP, and a stable repo rate, consumer confidence remains positive with better clarity in the housing finance ecosystem, along with heightened festive buying, and sustained market growth.”
Sudeep Bhatt, director strategy, Whiteland Corporation, said, “The RBI’s decision to maintain the repo rate at 5.50% is a strong positive for the Delhi NCR housing market. We’ve seen steady growth following previous rate cuts this year. For homebuyers, it ensures a stable interest rate environment, boosting confidence. For developers, the pause allows focused project planning and execution without concerns over rising borrowing costs, supporting a robust pipeline for new launches. This will help sustain demand momentum. It’s a clear signal of continued housing sector growth and we expect sentiment across the region to remain optimistic.”
Rohit Kishore, CEO of Hero Realty, said, “The RBI’s decision to keep the repo rate unchanged at 5.5% is a steady and reassuring move for the real estate sector. Stable borrowing costs will benefit both homebuyers and developers. For buyers, it means continued lower EMIs and easier access to home loans, which can encourage more people to buy homes. For developers, the sustained interest rates will help manage costs and finish projects on time. This policy continuity will boost confidence in the market and maintain demand for homes and office spaces. We expect the luxury housing segment to stay strong, especially in metro cities. Lower EMIs and better loan offers will make people more confident to buy. For the real estate industry, especially the residential sector, the RBI’s decision underlines stability and predictability, two factors widely regarded as essential for sustained market health. Stable rates and recent liquidity support from the central bank help developers manage project costs, push new launches, and keep housing supply robust. The continuation of favourable credit conditions and the steady pace of earlier rate cuts also maintain affordability, especially in the mid- and affordable housing segments, and underpin a cautiously optimistic outlook for the market.”
Rahul Singla, director of Mapsko Group, said, “The RBI’s decision to keep the repo rate unchanged at 5.50% in its August 2025 meeting brings much – needed stability to the housing market. For aspiring homeowners, it means EMIs remain manageable, keeping homeownership within reach. For developers, it supports sustained buyer interest and project planning. At a time where families are making long – term financial decisions, this steady policy stance provides confidence and encourages continued momentum in residential demand.”
Sandeep Agarwal, executive director (finance) & Group CFO of Elan Group, said, “The RBI’s decision to maintain the repo rate at 5.5% reinforces economic stability which is valued by long-term investors. However, a rate cut ahead of the festive season could have provided a much-needed boost to homebuyer sentiment. Affordability continues to be a crucial trigger even in premium segments for those awaiting the right financial window to invest. A reduction in rates could have translated into improved affordability, pushing both first-time buyers and investors into action. In metropolitan markets, where ticket sizes are substantial, even a marginal cut can make luxury purchases more accessible and unlock significant demand.”
Yashank Wason, managing director of Royal Green Realty, said, “The RBI’s decision to keep the repo rate steady at 5.5%—following a cumulative cut of 100 basis points earlier this year—offers a strong signal of stability to the real estate sector. By ensuring predictable borrowing costs, this move bolsters consumer confidence, particularly among home loan borrowers who have already gained from earlier rate reductions. With retail inflation easing to a six-year low of 2.1% and GDP growth holding strong at 7.4%, the RBI’s pause reflects confidence in India’s economic fundamentals. This stable interest rate environment is expected to sustain property demand, creating favourable conditions for both buyers and developers.”
