Last Updated:January 07, 2026, 07:40 IST

Amazon Pay now lets users invest in FDs from Rs 1,000 with Shriram and Bajaj Finance, offering up to 8% interest and extra perks for seniors and women.

Amazon Pay launches FD option in the app

Amazon Pay FD Interest: Amazon Pay is now allowing its users to invest directly in Fixed Deposits (FDs) starting at Rs 1,000. For that purpose, the payment provider has partnered with NBFCs such as Shriram Finance Bajaj Finance, and five more.

Amazon Pay is offering interest rates up to 8 per cent per annum to customers, without having a need to open a separate account with partner institutions. Senior citizens and woman investors are eligible for an additional 0.5 per cent interest above 8 per cent prescribed.

Fixed income instruments remain hugely popular in India given their simple construct, guaranteed returns, and low risk profile,” says Vikas Bansal, CEO, Amazon Pay. “With this launch at the start of the new year, we’re expanding customer choice and helping customers achieve better returns on their savings, giving them an optimal foundation for their 2026 financial goals. This is another step in our journey to build a comprehensive financial solutions ecosystem that serves the diverse needs of Indian customers.”

Amazon Pay in the press release stated that FDs are insured up to Rs 5 lakh per depositor per bank under the Deposit Insurance and Credit Guarantee Corporation (DICGC), a subsidiary of the Reserve Bank of India. It means customers won’t be able to bear any loss in case of default to the limit.

How Can You Open FD?

Customers can access the fixed deposit feature directly through Amazon Pay to compare offerings from partner institutions, select their preferred bank or NBFC and tenure, and complete the process digitally.

In recent times, Amazon Pay has expanded its bouquet of financial services spanning from insurance to ticketing to bill payment. Customers can now use Amazon Pay to book tickets of bus/train/flight, make bill payments such as credit card, electricity and get insurance of car/health/bike.

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